Blip Money – Protocol-Based Crypto–Fiat Settlement
Blip Money is a decentralized payment protocol built to solve one of the core problems in crypto–fiat transfers: enforceable settlement across on-chain and off-chain systems. While stablecoins like USDT settle deterministically on-chain, fiat payouts depend on external execution and counterparty behavior. Blip Money addresses this gap by enforcing settlement logic at the protocol level rather than relying on informal coordination or centralized intermediaries. The protocol uses non-custodial on-chain escrow, deterministic smart contracts, merchant staking, on-chain reputation, and competitive fee discovery to coordinate USDT to fiat settlement reliably. Each transaction follows predefined rules, with automated release or rollback based on execution outcomes. By embedding enforcement, incentives, and pricing directly into the protocol, Blip Money replaces trust-based execution with scalable, rule-based crypto–fiat settlement infrastructure.
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